ZIP 07087 Foreclosure, Tax-Lien & Distress Report
Hudson County, New Jersey · High Poverty market
Hudson County, New Jersey's ZIP 07087 registers 25/100 composite distress, which DLRadar reads as low. Structural exposure scores 55 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100). What sets it apart are the readings on structural risk (55/100), construction/permit lag (37/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.
The expansion-phase market in 07087 posted values that rose 5.2% over the year, and 37% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The tenure split is 20% owner-occupied to 80% rented. The vacancy rate is 6.0%. About 66,375 people live here, median age 38. Educational attainment sits at 28% bachelor's-or-above. Home values center near $471,600, an affordability ratio of 6.8×. Roughly 21.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 46% of renters are cost-burdened. There are about 27,408 housing units across 07087. Households earn a median $65,369 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 48/100.
On the whole, 07087 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 07087 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 07087 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07087 can be compared directly against any other ZIP in Hudson County, New Jersey or nationwide. Where the public record is thin for 07087, the field stays empty rather than modeled, and fills in as new documents post.
The 25/100 figure for 07087 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 07087 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 07087 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 07087 by the numbers
Current distress, phase, housing and lender-pressure figures for 07087, drawn from the same report attached to each property.
Adjacent Hudson County ZIP reports
Explore related distress reports
Further distress data across Hudson County, New Jersey at ZIP, county and state level.
Get the full acquisition report for 07087
Every distressed parcel in 07087 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology