ZIP 07302 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 07302 (Hudson County, New Jersey) at a low 25/100 for overall property distress. Structural risk reads 55/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100)). Property-level stress concentrates in structural risk (55/100), construction/permit lag (37/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The expansion-phase market in 07302 posted values that rose 5.2% over the year, and 18% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

24% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. The typical home is worth about $865,100 (5.1× income). The poverty rate is 7.1% — low. The ZIP holds roughly 31,029 housing units. At $166,854, median income runs above typical U.S. levels. Vacancy runs 6.9%. Educational attainment sits at 80% bachelor's-or-above. Population is roughly 55,448 with a median age of 34. Rent burden reaches 22% of tenant households.

Overall, 07302 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 07302 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07302 can be compared directly against any other ZIP in Hudson County, New Jersey or nationwide. The score is rebuilt from public data as it updates, so 07302 reflects the current record instead of a stale or modeled snapshot.

The 25/100 for 07302 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 07302 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.