ZIP 07304 Property Distress & Foreclosure Data

Composite property distress in 07304 (Hudson County, New Jersey) lands at 29/100 — low on DLRadar's public-record scoring. Structural exposure scores 68 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100). The sharpest non-environmental signals are construction/permit lag (86/100), structural risk (68/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 18% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $537,200 here, or 7.2 times local income. There are about 22,275 housing units across 07304. The tenure split is 26% owner-occupied to 74% rented. About 40% have a four-year degree. Vacancy runs 6.5%. Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 49,260 people live here, median age 35. Households earn a median $68,432 — below the roughly $78,000 national figure. Rent burden reaches 42% of tenant households. On demographic stress specifically, 07304 scores 46/100.

Net-net, 07304 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.