ZIP 07305 Property Distress & Foreclosure Data

Hudson County, New Jersey's ZIP 07305 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (86/100), structural risk (68/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100)). On the structural side it scores 68/100, with 2/100 of stress already active.

The expansion-phase market in 07305 posted values that rose 6.0% over the year, and 25% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

43% of housing is owner-occupied. Around 45% of renters are cost-burdened. Around 35% of adults hold a bachelor's degree or higher. The typical home is worth about $450,800 (5.4× income). The demographic-stress sub-score lands at 41/100. Population is roughly 71,643 with a median age of 36. At $77,126, median income runs near typical U.S. levels. The vacancy rate is 7.0%. The poverty rate is 19.2% — high, a tax-stress and distress correlate. The ZIP holds roughly 28,018 housing units.

On balance 07305 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.