ZIP 07305 Foreclosure, Tax-Lien & Distress Report
Hudson County, New Jersey · Distress market
In Hudson County, New Jersey, ZIP 07305 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. Leading the profile are structural risk (53/100), construction/permit lag (29/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (87/100)). Latent structural risk is 53/100 while live distress already moving reads 2/100.
The expansion-phase market in 07305 posted values that rose 5.2% over the year, and 25% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Owners hold 43% of homes, renters 57%. Rent burden reaches 45% of tenant households. Around 35% of adults hold a bachelor's degree or higher. A median home runs $450,800 here, or 5.4 times local income. DLRadar's demographic-stress index for the area reads 41/100. About 71,643 people live here, median age 36. Median household income is $77,126, near the U.S. median near $78,000. Vacancy runs 7.0%. 19.2% of residents fall below the poverty threshold. The ZIP holds roughly 28,018 housing units.
On balance 07305 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 07305 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 07305's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 07305 shows blanks, not estimates, wherever the record is sparse.
07305's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 07305 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 07305’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 07305 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 07305, the same set carried on every parcel.
Hudson County ZIPs near 07305
Nearest ZIP codes to 07305
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Hudson County, New Jersey
Related ZIP, county and statewide reads linked to Hudson County, New Jersey.
The complete 07305 distress and acquisition report
Every distressed parcel in 07305 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology