ZIP 10004 Foreclosure, Tax-Lien & Distress Report
New York County, New York · High Vacancy market
DLRadar grades ZIP 10004 (New York County, New York) at a low 22/100 for overall property distress. The pressure is most legible in structural risk (48/100), institutional ownership (18/100), construction/permit lag (13/100). By contrast, construction/permit lag (13/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). Structural exposure scores 48 and live distress 3 on the 0–100 scale.
The peak-phase market in 10004 posted values that rose 4.9% over the year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
35% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 41/100. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 37% of tenant households. Households earn a median $220,592 — above the roughly $78,000 national figure. The ZIP holds roughly 2,247 housing units. About 91% have a four-year degree. The typical home is worth about $1,477,700 (8.5× income, severely stretched). The vacancy rate is 17.3% — elevated. 3,875 residents call 10004 home, typically aged 33.
On the whole, 10004 leans distressed, with opportunity clustered in specific stressed parcels. While 10004 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 10004 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in New York County, New York and the nation. Where the public record is thin for 10004, the field stays empty rather than modeled, and fills in as new documents post.
10004's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 10004 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 10004 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 10004 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 10004, drawn from the same report attached to each property.
Adjacent New York County ZIP reports
Related reports across New York County, New York
Related ZIP, county and statewide reads linked to New York County, New York.
The complete 10004 distress and acquisition report
See who owns each distressed property in 10004, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology