ZIP 10004 Property Distress & Foreclosure Data

New York County, New York's ZIP 10004 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (65/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (76/100). On the structural side it scores 65/100, with 3/100 of stress already active.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

35% of housing is owner-occupied. The demographic-stress sub-score lands at 41/100. The poverty rate is 4.1% — low. Around 37% of renters are cost-burdened. At $220,592, median income runs above typical U.S. levels. The ZIP holds roughly 2,247 housing units. Around 91% of adults hold a bachelor's degree or higher. The typical home is worth about $1,477,700 (8.5× income, severely stretched). The vacancy rate is 17.3% — elevated. About 3,875 people live here, median age 33.

Net-net, 10004 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.