New York County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in New York County, New York? DLRadar grades every New York County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 New York County breakdown.
- New York County's most distressed ZIP is 10001 at 22/100.
- 70 ZIP codes tracked in New York County, averaging 22/100 distress.
- New York County reads peak — home values up 4.9% year over year.
- Vacancy runs 15.6% across New York County's tracked ZIPs, with a 14% poverty rate.
- The typical New York County home is worth about $1,094,768 against a ~$110,062 median income.
- Lending headwind in New York County sits at 59/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 10001 | 22/100 |
| 2 | 10002 | 22/100 |
| 3 | 10003 | 22/100 |
| 4 | 10004 | 22/100 |
| 5 | 10005 | 22/100 |
| 6 | 10006 | 22/100 |
| 7 | 10007 | 22/100 |
| 8 | 10009 | 22/100 |
| 9 | 10010 | 22/100 |
| 10 | 10011 | 22/100 |
| 11 | 10012 | 22/100 |
| 12 | 10013 | 22/100 |
Most distressed ZIP codes in New York County (composite distress 0-100, 2026)
What is driving New York County distress
DLRadar builds New York County's distress picture only from records anyone can pull; its ZIPs average 22/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
New York County market phase and pricing
New York County currently sits in peak after a 4.9% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in New York County
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Questions about this county
Which part of New York County, NY scores highest for distress?
ZIP 10001 leads New York County at 22/100, recomputed monthly from public records.
Where is New York County in the housing cycle?
Phase for New York County: peak, tracking a 4.9% gain year over year, read off the FHFA index.
How is the New York County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 70 New York County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between New York County ZIP codes?
A single county score papers over real variation. Across the New York County ZIPs DLRadar ranks, scores run from 22/100 in 10001 down to 22/100 in 10013, against a New York County average of 22/100. Those 0 points separate the ZIPs worth working in New York County from the rest.
What do New York County home values and vacancy say about distressed supply?
The typical New York County home carries about $1,094,768 of value against a median household income near $110,062. Vacancy across New York County's tracked ZIPs runs 15.6% and the poverty rate is 14%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against New York County's foreclosure and tax-lien filings and its 59/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.