New York County, NY: Home-Insurance Distress & Forced-Sale Pressure
New York County, NY: 28/100 (moderate) home-insurance distress; New York, NY band LOW; New York, NY #1,658 of 3,222 counties; New York, NY #26 of 62 in New York; raw New York, NY 33.1; New York, NY coverage multiplier 0.85.
FEMA hazard, New York, NY: 0/100; New York, NY declarations, three years: none.
NFIP claims, New York, NY, three years: 18; New York, NY payouts $393,021; per New York, NY claim $21,834; New York, NY claim-stress 83/100.
New York, NY monthly score rose, 26 (March 2026) to 28 (October 2026); New York, NY by month: March 26, April 26, May 27, June 27 (New York, NY), July 27, August 27, September 27, October 28.
New York, NY components: NFIP claims 83; New York, NY retreat index 28; New York, NY climate multiplier 0.85.
Construction distress, New York, NY: 0/100 as of August 2026 (New York, NY: 17/100 one-to-four unit, 0/100 multifamily).
New York, NY ZIPs, June 2026 (New York, NY, 16 highest): score 0 (New York, NY), climate 98 (New York, NY): 10001, 10002, 10003, 10004, New York, NY 10005, 10006, 10007, 10009, New York, NY 10010, 10011, 10012, 10013, New York, NY 10014, 10016, 10017, 10018.
DLRadar rescores New York, NY monthly; New York, NY readings join New York, NY foreclosure, lien and ownership parcels (New York, NY), so cost-squeezed New York, NY owners surface before listing.
Inside New York, New York County ranks 26th of 62 counties for home-insurance distress at 28/100; Madison County (28/100) sits just above New York County, and Onondaga County (28/100) sits just below New York County.
Deterministic. Every New York County, NY signal traces to a public New York dataset (FEMA, NFIP, Census for New York, NY) · how insurance distress works in New York, NY · methodology
FAQ: New York County, NY insurance distress
What is the New York County, NY home-insurance-distress score?
New York, NY: 28/100 (LOW), #1,658 of 3,222, #26 in New York. FEMA hazard, New York, NY: 0/100; NFIP stress, New York, NY: 83/100; construction, New York, NY: 0/100; New York, NY rescores monthly.
Is New York County insurance distress getting better or worse (NY)?
New York, NY: 26 in March 2026; New York, NY: 28 in October 2026 (worse); New York, NY NFIP claims score 83.
How many flood-insurance claims has New York County, NY had?
New York, NY: 18 NFIP claims, three years; New York, NY paid $393,021; per New York, NY claim $21,834; carriers reprice New York, NY against that record.
Which New York County ZIP codes carry the most insurance distress (NY)?
New York, NY, June 2026: 10001 at 0, 10002 at 0, 10003 at 0, 10004 at 0; New York, NY climate scores there: 98, 98, 98, 98.
Why does New York, NY insurance distress create sellers?
A New York, NY premium outruns the New York, NY budget; a carrier leaves New York, NY; New York, NY carrying cost passes plan; New York, NY owners sell while current; New York, NY insurance distress leads New York, NY foreclosure data.