ZIP 10280 Property Distress & Foreclosure Data

ZIP code 10280 in New York County, New York carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (83/100), structural risk (65/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. The latent-versus-live split is 65/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (76/100).

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 28% of renters are cost-burdened. The ZIP holds roughly 4,880 housing units. The vacancy rate is 15.8% — elevated. Around 90% of adults hold a bachelor's degree or higher. The typical home is worth about $976,300 (4.3× income). The demographic-stress sub-score lands at 27/100. At $206,250, median income runs above typical U.S. levels. About 8,668 people live here, median age 42. The poverty rate is 3.5% — low. 32% of housing is owner-occupied.

Net-net, 10280 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.