ZIP 10280 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 10280 (New York County, New York) lands at 21/100 — low on DLRadar's distress scoring. What sets it apart are the readings on structural risk (46/100), institutional ownership (19/100), mortgage stress (9/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted. Structurally it carries 46/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100).

The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

Around 28% of renters are cost-burdened. There are about 4,880 housing units across 10280. Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. About 90% have a four-year degree. Home values center near $976,300, an affordability ratio of 4.3×. The demographic-stress sub-score lands at 27/100. Households earn a median $206,250 — above the roughly $78,000 national figure. 8,668 residents call 10280 home, typically aged 42. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. 32% of housing is owner-occupied.

On the whole, 10280 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 10280 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 10280 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 10280 stays directly comparable to neighboring ZIPs and the rest of New York County, New York. Where the record is thin for 10280, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 figure for 10280 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 10280 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.