ZIP 10002 Property Distress & Foreclosure Data

DLRadar grades ZIP 10002 (New York County, New York) at a low 29/100 for overall property distress. Property-level stress concentrates in construction/permit lag (83/100), structural risk (65/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (76/100)). The latent-versus-live split is 65/100 structural and 3/100 already moving.

The expansion-phase market in 10002 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $827,800, an affordability ratio of 17.4× — stretched. 24.9% of residents fall below the poverty threshold. Owners hold 19% of homes, renters 81%. The ZIP holds roughly 40,696 housing units. DLRadar's demographic-stress index for the area reads 56/100. Educational attainment sits at 39% bachelor's-or-above. Median household income is $46,525, below the U.S. median near $78,000. Population is roughly 75,517 with a median age of 43. Around 39% of renters are cost-burdened. The vacancy rate is 9.8%.

On the whole, 10002 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.