ZIP 10007 Foreclosure, Tax-Lien & Distress Report

In New York County, New York, ZIP 10007 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 48 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). Leading the profile are structural risk (48/100), institutional ownership (18/100), construction/permit lag (13/100). By contrast, construction/permit lag (13/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 3,870 housing units. The typical home is worth about $2,000,000 (8.0× income, severely stretched). The tenure split is 35% owner-occupied to 65% rented. Vacancy runs 10.8%. Around 22% of renters are cost-burdened. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. About 86% have a four-year degree. Households earn a median $250,001 — above the roughly $78,000 national figure. 7,802 residents call 10007 home, typically aged 34. On demographic stress specifically, 10007 scores 37/100.

On balance, 10007 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 10007 at the moment; the composite and its components are still built from verifiable public records.

The 10007 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 10007 stays directly comparable to neighboring ZIPs and the rest of New York County, New York. 10007 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 figure for 10007 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 10007 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.