ZIP 10038 Property Distress & Foreclosure Data

In New York County, New York, ZIP 10038 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 65/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (76/100)). Its standout signals are construction/permit lag (83/100), structural risk (65/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100).

The expansion-phase market in 10038 posted values that rose 6.3% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 12,256 housing units across 10038. Home values center near $921,900, an affordability ratio of 7.5× — stretched. Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. Owners hold 28% of homes, renters 72%. 18.0% of residents fall below the poverty threshold. Median household income is $115,121, above the U.S. median near $78,000. Rent burden reaches 34% of tenant households. Educational attainment sits at 62% bachelor's-or-above. Population is roughly 23,342 with a median age of 34. DLRadar's demographic-stress index for the area reads 44/100.

On the whole, 10038 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.