ZIP 10039 Foreclosure, Tax-Lien & Distress Report
New York County, New York · High Poverty market
New York County, New York's ZIP 10039 registers 22/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (48/100), institutional ownership (18/100), construction/permit lag (13/100). By contrast, construction/permit lag (13/100) and mortgage stress (9/100) register low. Structural risk reads 48/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100).
The peak-phase market in 10039 posted values that rose 4.9% over the year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 14,049 housing units across 10039. Roughly 28.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 6.6%. Rent burden reaches 44% of tenant households. Households earn a median $48,792 — below the roughly $78,000 national figure. 30,512 residents call 10039 home, typically aged 39. A median home runs $497,600 here, or 9.8 times local income. On demographic stress specifically, 10039 scores 59/100. About 27% have a four-year degree. 15% of housing is owner-occupied.
On the whole, 10039 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 10039 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 10039 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10039 can be compared directly against any other ZIP in New York County, New York or nationwide. 10039 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 10039 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 10039 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 10039
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
10039 at a glance
Current distress, phase, housing and lender-pressure figures for 10039, drawn from the same report attached to each property.
New York County ZIPs near 10039
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Open the complete 10039 acquisition file
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Deterministic. Every signal traces to a public dataset · methodology