ZIP 10031 Property Distress & Foreclosure Data

New York County, New York's ZIP 10031 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (65/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (76/100). The latent-versus-live split is 65/100 structural and 3/100 already moving.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 47% of renters are cost-burdened. The demographic-stress sub-score lands at 58/100. The poverty rate is 23.0% — high, a tax-stress and distress correlate. The vacancy rate is 8.8%. At $65,067, median income runs below typical U.S. levels. Around 41% of adults hold a bachelor's degree or higher. The ZIP holds roughly 24,305 housing units. 14% of housing is owner-occupied. About 60,305 people live here, median age 37. The typical home is worth about $609,700 (10.4× income, severely stretched).

Net-net, 10031 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.