ZIP 10451 Property Distress & Foreclosure Data

ZIP code 10451 in Bronx County, New York carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (63/100), structural risk (60/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (78/100). On the structural side it scores 60/100, with 2/100 of stress already active.

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 32.1% — high, a tax-stress and distress correlate. 14% of housing is owner-occupied. At $37,111, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 52/100. Around 21% of adults hold a bachelor's degree or higher. About 48,975 people live here, median age 36. The ZIP holds roughly 23,071 housing units. The vacancy rate is 2.0%. Around 49% of renters are cost-burdened. The typical home is worth about $288,500 (7.1× income, severely stretched).

Net-net, 10451 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.