ZIP 10459 Foreclosure, Tax-Lien & Distress Report

ZIP code 10459 in Bronx County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are structural risk (49/100), institutional ownership (18/100), construction/permit lag (17/100). On the quiet end sit construction/permit lag (17/100) and mortgage stress (7/100). Latent structural risk is 49/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (78/100).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 43% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $39,276 — below the roughly $78,000 national figure. Roughly 33.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 63/100. Home values center near $582,000, an affordability ratio of 15.0× — stretched. Rent burden reaches 54% of tenant households. Educational attainment sits at 14% bachelor's-or-above. About 49,753 people live here, median age 34. The vacancy rate is 4.1%. There are about 18,835 housing units across 10459. Owners hold 12% of homes, renters 88%.

Taken together, 10459 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 10459 at the moment; the composite and its components are still built from verifiable public records.

Whether 10459 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10459 can be compared directly against any other ZIP in Bronx County, New York or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 10459 shows blanks, not estimates, wherever the record is sparse.

Each component behind 10459 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For a buyer, 10459 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.