ZIP 10550 Foreclosure, Tax-Lien & Distress Report
Westchester County, New York · Distress market
Composite property distress in 10550 (Westchester County, New York) lands at 29/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (16/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). The latent-versus-live split is 63/100 structural and 6/100 already moving.
Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 11% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
There are about 16,161 housing units across 10550. 18.5% of residents fall below the poverty threshold. On demographic stress specifically, 10550 scores 52/100. Rent burden reaches 46% of tenant households. A median home runs $494,300 here, or 8.5 times local income. Around 23% of adults hold a bachelor's degree or higher. Owners hold 28% of homes, renters 72%. Vacancy runs 6.1%. At $56,903, median income runs below typical U.S. levels. Population is roughly 40,072 with a median age of 40.
On balance 10550 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 10550 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 10550's 29/100 can be lined up against any neighbor in Westchester County, New York or any ZIP coast to coast. 10550 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
10550's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 10550 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 10550’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
10550 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 10550, the same set carried on every parcel.
Adjacent Westchester County ZIP reports
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Unlock parcel-level detail for ZIP 10550
Open 10550 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology