ZIP 10550 Property Distress & Foreclosure Data

ZIP code 10550 in Westchester County, New York carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100). On the structural side it scores 71/100, with 6/100 of stress already active.

The market reads expansion — home values rose 6.3% year on year, and 11% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 16,161 housing units. The poverty rate is 18.5% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 52/100. Around 46% of renters are cost-burdened. The typical home is worth about $494,300 (8.5× income, severely stretched). Around 23% of adults hold a bachelor's degree or higher. 28% of housing is owner-occupied. The vacancy rate is 6.1%. At $56,903, median income runs below typical U.S. levels. About 40,072 people live here, median age 40.

Net-net, 10550 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.