ZIP 10553 Foreclosure, Tax-Lien & Distress Report

In Westchester County, New York, ZIP 10553 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 63/100 while live distress already moving reads 6/100. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100)). Leading the profile are structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (16/100) register low.

The peak-phase market in 10553 posted values that rose 4.9% over the year, and 15% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 10,815 with a median age of 39. Around 43% of adults hold a bachelor's degree or higher. A median home runs $551,200 here, or 5.8 times local income. At $84,173, median income runs near typical U.S. levels. There are about 3,765 housing units across 10553. 9.3% of residents fall below the poverty threshold. Vacancy runs 2.8%. Around 44% of renters are cost-burdened. Owners hold 46% of homes, renters 54%. On demographic stress specifically, 10553 scores 38/100.

Overall, 10553 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 10553 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 10553 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 10553 can be compared directly against any other ZIP in Westchester County, New York or nationwide. The score is rebuilt from public data as it updates, so 10553 reflects the current record instead of a stale or modeled snapshot.

Each component behind 10553 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For a buyer, 10553 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.