ZIP 10708 Property Distress & Foreclosure Data

ZIP code 10708 in Westchester County, New York carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100). What sets it apart are the readings on structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). mortgage stress (20/100) stay muted. Structural exposure scores 71 and live distress 6 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 21% higher over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 5.8%. A median home runs $511,200 here, or 4.1 times local income. There are about 10,029 housing units across 10708. The tenure split is 76% owner-occupied to 24% rented. About 65% have a four-year degree. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. 21,946 residents call 10708 home, typically aged 43. Households earn a median $121,107 — above the roughly $78,000 national figure. Rent burden reaches 27% of tenant households. On demographic stress specifically, 10708 scores 25/100.

Overall, 10708 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.