ZIP 10804 Property Distress & Foreclosure Data

DLRadar grades ZIP 10804 (Westchester County, New York) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100). On the structural side it scores 71/100, with 6/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 29% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 1.1%. Households earn a median $220,089 — above the roughly $78,000 national figure. Around 44% of renters are cost-burdened. 15,228 residents call 10804 home, typically aged 45. About 80% have a four-year degree. The tenure split is 95% owner-occupied to 5% rented. The ZIP holds roughly 5,557 housing units. On demographic stress specifically, 10804 scores 23/100. A median home runs $927,000 here, or 4.1 times local income.

Overall, 10804 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.