ZIP 10709 Property Distress & Foreclosure Data

In Westchester County, New York, ZIP 10709 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). By contrast, mortgage stress (20/100) register low. On the structural side it scores 71/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.3% year on year, and 24% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 68% of adults hold a bachelor's degree or higher. About 10,274 people live here, median age 44. 77% of housing is owner-occupied. Around 37% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. The typical home is worth about $847,900 (4.8× income). At $175,424, median income runs above typical U.S. levels. The vacancy rate is 5.3%. The poverty rate is 2.8% — low. The ZIP holds roughly 3,831 housing units.

Net-net, 10709 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.