ZIP 10803 Foreclosure, Tax-Lien & Distress Report

Westchester County, New York's ZIP 10803 registers 29/100 composite distress, which DLRadar reads as low. Structural exposure scores 63 and live distress 6 on the 0–100 scale. The most distinctive pressure shows up in structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (16/100). Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (70/100).

The market reads peak — home values rose 4.9% year on year, and 18% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 2.8%. Home values center near $978,600, an affordability ratio of 4.5×. The ZIP holds roughly 4,465 housing units. Households earn a median $212,288 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 26/100. 2.6% of residents fall below the poverty threshold. Population is roughly 13,096 with a median age of 39. Rent burden reaches 38% of tenant households. 81% of housing is owner-occupied. Educational attainment sits at 74% bachelor's-or-above.

Net-net, 10803 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 10803's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 10803 shows blanks, not estimates, wherever the record is sparse.

The 29/100 figure for 10803 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 10803 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.