ZIP 10803 Property Distress & Foreclosure Data

In Westchester County, New York, ZIP 10803 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 71 and live distress 6 on the 0–100 scale. Its standout signals are structural risk (71/100), institutional ownership (54/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100)).

The expansion-phase market in 10803 posted values that rose 6.3% over the year, and 18% higher over three years, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 2.8%. Home values center near $978,600, an affordability ratio of 4.5×. There are about 4,465 housing units across 10803. Median household income is $212,288, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. 2.6% of residents fall below the poverty threshold. Population is roughly 13,096 with a median age of 39. Rent burden reaches 38% of tenant households. Owners hold 81% of homes, renters 19%. Educational attainment sits at 74% bachelor's-or-above.

On balance 10803 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.