Westchester County, NY: Foreclosures, Tax Liens & Distressed Properties
Westchester County, NY, New York: 78 ZIP codes scored, Westchester County, NY averaging 28/100 (low, Westchester, NY), from 19 to 28. Westchester County, NY is in its peak phase (Westchester, NY confidence 36/100): Westchester, NY home prices up 4.9% (Westchester, NY) over twelve months. Westchester County, NY lender headwind: 51/100.
Highest-scoring Westchester County, NY ZIPs: 10501 (28/100), 10502 (28/100), 10503 (28/100), 10504 (28/100), 10505 (28/100), 10506 (28/100). Also scored in Westchester County, NY: 10507, 10510, 10511, 10514, 10517, 10518, 10519, 10520, 10522, 10523.
Across Westchester County, NY's scored ZIPs: median home value $724,583, household income $131,746, 7.0% vacancy, 8.4% poverty, 72% owner-occupied, median age 43.4.
Westchester County, NY insurance distress 67/100 (#713 in the US); FEMA hazard 52/100 for Westchester, NY; 2 federal disaster declarations in Westchester County, NY since 2023 (2 flood); 131 Westchester, NY NFIP flood claims, $2.5M paid; Westchester, NY construction distress 16/100.
31 banks with 244 branches lend in Westchester County, NY; Westchester, NY weighted bank stress 65/100, highest 90/100 in Westchester, NY.
Westchester County, NY unemployment 4.0% (Westchester, NY -0.2 pts, six months); 1,299 new housing units permitted in Westchester County, NY over twelve months, Westchester, NY up 34% from 968; Westchester, NY home prices +7.8% a year (Westchester, NY) over three years.
394,358 housing units in Westchester County, NY; 139,962 Westchester, NY renter households; 50% of Westchester, NY renters spend 30%+ of income on rent, 26% (Westchester, NY) half or more.
Westchester County, NY ranks #2,726 nationally on the opportunity index (Westchester, NY, among all ranked counties); Westchester, NY scores 24.8/100 and Westchester, NY sits #55 inside New York. Westchester, NY is in the weak opportunity phase; Westchester, NY's primary driver is bank institutional, Westchester, NY second driver vacancy; Westchester, NY moved up 176 places. 120 short-sale listings across Westchester, NY; 60 days on market observed in Westchester, NY; 5.5% vacancy over 78 Westchester, NY ZIPs.
0.6% of Westchester County, NY mortgages were ninety-plus days late in December 2025; Westchester, NY's thirty-to-eighty-nine-day share was 1.3% (CFPB county sample). Westchester, NY's ninety-day rate is down 0.2 points on twelve months earlier; the Westchester, NY peak since 2008 was 4.4% in June 2012; New York overall reads 1.0%.
Westchester County, NY has 12 watched banks; 12 Westchester, NY banks sit in an elevated band. Westchester, NY footprints: Manufacturers&Traders Tr Co (17 branches, stress 52) in Westchester, NY; Trustco Bank (8 branches, stress 75) in Westchester, NY; Apple Bank (6 branches, stress 89) in Westchester, NY.
HUD lists 25 assisted multifamily properties in Westchester County, NY with 3,068 units; 1,247 Westchester, NY units are assisted, 11 Westchester, NY properties under project-based Section 8.
21,475 of the 394,358 housing units in Westchester, NY sit vacant. Westchester County, NY permitted 1,015 multifamily units in twelve months; Westchester, NY's one-to-four unit structures added 284 units in Westchester County, NY.