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Westchester County, NY: Foreclosures, Tax Liens & Distressed Properties

For Westchester County, New York, DLRadar turns county and parcel public records into a single distress score per ZIP. Coverage runs to 78 ZIPs across Westchester County, a low 29/100 average. Bank/credit headwind for the county is 51 on a 0–100 scale, a moderate reading.

The county market is in a peak phase: home prices rose 4.9% over the past year, a 36/100-confidence read. On a market plateau, distress turns selective — the edge is parcel by parcel.

At +4.9% YoY and 36/100 confidence, selectivity rules well beyond the county average. A mid-cycle 51/100 lender reading points to both signal sets in play here.

Top distress by ZIP runs 10501 (29/100), 10502 (29/100), 10503 (29/100), 10504 (29/100), 10505 (29/100), 10506 (29/100), listed with every scored ZIP below. The breakdown continues through 10507, 10510, 10511, 10514, 10517, 10518, 10519, 10520, 10522, 10523 and more.

By the numbers, the Westchester County ZIPs on file show 7% of units sitting vacant, a 8.4% poverty rate, typical home values near $724,583, a median age of 43.4, household income averaging about $131,746, above the national median, 72% owner-occupancy. These fundamentals signal where pressure builds and how liquid the exit will be.

With a low 29/100 reading over 78 ZIPs, the edge is selective acquisition for a disciplined buyer. Inside DLRadar, each Westchester County property carries owner, address and APN, a parcel-level score plus bank exposure and liquidity read.

The distress read for Westchester County, New York is refreshed as new public records post and uses the same methodology coast to coast, so Westchester County stays directly comparable to any other market you track.

For anyone buying in Westchester County, the scores answer one question first — which ZIPs deserve the marketing budget, with the top reading 29/100. Provenance for Westchester County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

Drilling in, Westchester County's highest-scoring ZIPs are 10501 (29/100), 10502 (29/100), 10503 (29/100), 10504 (29/100), 10505 (29/100), 10506 (29/100). DLRadar also scores 10507, 10510, 10511, 10514, 10517, 10518, 10519, 10520 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Westchester County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.

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Peak
Market phase
4.9%
HPI YoY
0%
Drawdown
36
Confidence
Live sampleSample: distressed properties in Westchester County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
10501NY29
10502NY29
10503NY29
10504NY29
10505NY29
10506NY29
10507NY29
10510NY29
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Top Westchester County ZIP codes by stress score

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STEP 1
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Deterministic formulas, not estimates Same model in every county Public data sources only Blank where a signal is missing

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