ZIP 10504 Property Distress & Foreclosure Data

Westchester County, New York's ZIP 10504 registers 32/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). mortgage stress (20/100) stay muted. Structural risk reads 71/100 against active distress of 6/100.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 4% lower over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 95% owner-occupied to 5% rented. Vacancy runs 4.7%. 7,853 residents call 10504 home, typically aged 43. There are about 2,629 housing units across 10504. A median home runs $1,243,100 here, or 4.7 times local income. On demographic stress specifically, 10504 scores 25/100. Rent burden reaches 39% of tenant households. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. About 81% have a four-year degree. Households earn a median $247,433 — above the roughly $78,000 national figure.

Overall, 10504 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.