ZIP 10502 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 10502 in Westchester County, New York comes in at 29, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100). The sharpest non-environmental signals are structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (16/100) register low. Structural risk reads 63/100 against active distress of 6/100.

The market reads peak — home values rose 4.9% year on year, and 27% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 2,059 housing units across 10502. 3.5% of residents fall below the poverty threshold. The tenure split is 84% owner-occupied to 16% rented. DLRadar's demographic-stress index for the area reads 23/100. A median home runs $845,700 here, or 3.3 times local income. Around 44% of renters are cost-burdened. Population is roughly 5,875 with a median age of 42. Median household income is $250,001, above the U.S. median near $78,000. The vacancy rate is 6.1%. Around 77% of adults hold a bachelor's degree or higher.

Overall, 10502 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 10502 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 10502's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 10502 shows blanks, not estimates, wherever the record is sparse.

10502's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 10502 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.