ZIP 10502 Property Distress & Foreclosure Data

DLRadar grades ZIP 10502 (Westchester County, New York) at a moderate 32/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100). Property-level stress concentrates in structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). By contrast, mortgage stress (20/100) register low. Structural exposure scores 71 and live distress 6 on the 0–100 scale.

The market reads expansion — home values rose 6.3% year on year, and 27% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 2,059 housing units across 10502. The poverty rate is 3.5% — low. 84% of housing is owner-occupied. The demographic-stress sub-score lands at 23/100. The typical home is worth about $845,700 (3.3× income, relatively affordable). Rent burden reaches 44% of tenant households. About 5,875 people live here, median age 42. At $250,001, median income runs above typical U.S. levels. Vacancy runs 6.1%. Around 77% of adults hold a bachelor's degree or higher.

Net-net, 10502 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.