ZIP 10505 Property Distress & Foreclosure Data

ZIP code 10505 in Westchester County, New York carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). By contrast, mortgage stress (20/100) register low. The latent-versus-live split is 71/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $145,250, median income runs above typical U.S. levels. The vacancy rate is 0.0%. The poverty rate is 1.8% — low. 69% of housing is owner-occupied. The ZIP holds roughly 440 housing units. Around 64% of adults hold a bachelor's degree or higher. The typical home is worth about $896,200 (5.9× income). The demographic-stress sub-score lands at 36/100. Around 70% of renters are cost-burdened. About 1,295 people live here, median age 45.

Net-net, 10505 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.