ZIP 10535 Property Distress & Foreclosure Data

Composite property distress in 10535 (Westchester County, New York) lands at 32/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100). The sharpest non-environmental signals are structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). By contrast, mortgage stress (20/100) register low. Structural exposure scores 71 and live distress 6 on the 0–100 scale.

The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 84% of tenant households. Around 62% of adults hold a bachelor's degree or higher. 26% of housing is owner-occupied. The demographic-stress sub-score lands at 42/100. The typical home is worth about $333,300. There are about 229 housing units across 10535. About 323 people live here, median age 55. The poverty rate is 26.0% — high, a tax-stress and distress correlate. Vacancy runs 0.0%.

Net-net, 10535 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

32/100
Composite stress
71/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 10535

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk96
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Westchester County

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Deterministic. Every signal traces to a public dataset · methodology