ZIP 10535 Foreclosure, Tax-Lien & Distress Report
Westchester County, New York · High Poverty market
ZIP code 10535 in Westchester County, New York carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100)). Its standout signals are structural risk (61/100), institutional ownership (48/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (16/100) register low. Latent structural risk is 61/100 while live distress already moving reads 6/100.
The market reads peak — home values rose 4.9% year on year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Rent burden reaches 84% of tenant households. About 62% have a four-year degree. Owners hold 26% of homes, renters 74%. On demographic stress specifically, 10535 scores 59/100. A median home runs $333,300 here. There are about 229 housing units across 10535. 323 residents call 10535 home, typically aged 55. The poverty rate is 26.0% — high, a tax-stress and distress correlate. The vacancy rate is 0.0%.
On the whole, 10535 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 10535's 28/100 can be lined up against any neighbor in Westchester County, New York or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 10535 shows blanks, not estimates, wherever the record is sparse.
10535's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 10535 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 10535
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 10535 distress snapshot
Current distress, phase, housing and lender-pressure figures for 10535, drawn from the same report attached to each property.
Nearby ZIPs in Westchester County
Nearest ZIP codes to 10535
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Westchester County, New York.
See every distressed parcel in 10535
Every distressed parcel in 10535 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology