ZIP 10546 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 10546 (Westchester County, New York) lands at 29/100 — low on DLRadar's public-record scoring. Latent structural risk is 63/100 while live distress already moving reads 6/100. Property-level stress concentrates in structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (16/100). Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100).

The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 9.2%. A median home runs $871,000 here, or 3.9 times local income. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. There are about 605 housing units across 10546. Around 0% of renters are cost-burdened. Educational attainment sits at 89% bachelor's-or-above. Population is roughly 1,229 with a median age of 49. Median household income is $213,250, above the U.S. median near $78,000. 89% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 16/100.

Net-net, 10546 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 10546 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Westchester County, New York and the nation. Where the public record is thin for 10546, the field stays empty rather than modeled, and fills in as new documents post.

10546's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 10546 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.