ZIP 10548 Property Distress & Foreclosure Data

DLRadar grades ZIP 10548 (Westchester County, New York) at a moderate 32/100 for overall property distress. Structural risk reads 71/100 against active distress of 6/100. Property-level stress concentrates in structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100)).

The expansion-phase market in 10548 posted values that rose 6.3% over the year, and 17% higher over three years, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 1,335 housing units across 10548. Owners hold 80% of homes, renters 20%. Home values center near $426,000, an affordability ratio of 3.2× — accessible. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. Median household income is $140,000, above the U.S. median near $78,000. Educational attainment sits at 43% bachelor's-or-above. Rent burden reaches 39% of tenant households. DLRadar's demographic-stress index for the area reads 27/100. Population is roughly 4,302 with a median age of 39. 8.4% of residents fall below the poverty threshold.

On the whole, 10548 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.