ZIP 10548 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 10548 (Westchester County, New York) lands at 28/100 — low on DLRadar's distress scoring. The split runs 61/100 structural to 6/100 active on the ground. The pressure is most legible in structural risk (61/100), institutional ownership (48/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (16/100). Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100)).

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 17% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,335 housing units. 80% of housing is owner-occupied. A median home runs $426,000 here, or 3.2 times local income. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. At $140,000, median income runs above typical U.S. levels. Around 43% of adults hold a bachelor's degree or higher. Around 39% of renters are cost-burdened. On demographic stress specifically, 10548 scores 27/100. Population is roughly 4,302 with a median age of 39. 8.4% of residents fall below the poverty threshold.

Net-net, 10548 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 10548 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 10548 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Westchester County, New York and the nation. Where the record is thin for 10548, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 for 10548 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 10548 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.