ZIP 10596 Property Distress & Foreclosure Data

ZIP code 10596 in Westchester County, New York carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 71/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100)).

The expansion-phase market in 10596 posted values that rose 6.3% over the year, and 34% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 61% of homes, renters 39%. Home values center near $447,700, an affordability ratio of 5.5×. 7.8% of residents fall below the poverty threshold. Around 38% of renters are cost-burdened. Median household income is $81,893, near the U.S. median near $78,000. Educational attainment sits at 42% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 35/100. Population is roughly 657 with a median age of 57. The ZIP holds roughly 434 housing units. The vacancy rate is 13.6% — elevated.

On the whole, 10596 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.