ZIP 10596 Foreclosure, Tax-Lien & Distress Report
Westchester County, New York · High Vacancy market
ZIP code 10596 in Westchester County, New York carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Its heaviest discrete signals: structural risk (62/100), institutional ownership (48/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (16/100). The latent-versus-live split is 62/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100)).
The market reads peak — home values rose 4.9% year on year, and 34% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.
61% of housing is owner-occupied. Home values center near $447,700, an affordability ratio of 5.5×. Roughly 7.8% live below the poverty line. Rent burden reaches 38% of tenant households. Median household income is $81,893, near the U.S. median near $78,000. Around 42% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 35/100. About 657 people live here, median age 57. The ZIP holds roughly 434 housing units. The vacancy rate is 13.6% — elevated.
Net-net, 10596 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 10596 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 10596 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Westchester County, New York and the nation. Where the record is thin for 10596, the field stays empty rather than modeled, and fills in as new documents post.
10596's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 10596 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 10596’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 10596 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 10596, the same set carried on every parcel.
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Nearest ZIP codes to 10596
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Additional distress intelligence spanning Westchester County, New York by ZIP, county and state.
Open the complete 10596 acquisition file
Pull every distressed parcel in 10596 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology