ZIP 10601 Property Distress & Foreclosure Data

DLRadar grades ZIP 10601 (Westchester County, New York) at a moderate 32/100 for overall property distress. Structural exposure scores 71 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (64/100). Property-level stress concentrates in structural risk (71/100), institutional ownership (54/100), construction/permit lag (45/100). By contrast, mortgage stress (20/100) register low.

The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 10,860 people live here, median age 43. There are about 6,539 housing units across 10601. Rent burden reaches 43% of tenant households. Around 56% of adults hold a bachelor's degree or higher. 38% of housing is owner-occupied. The poverty rate is 18.7% — high, a tax-stress and distress correlate. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. At $90,733, median income runs above typical U.S. levels. The typical home is worth about $372,900 (4.4× income). The demographic-stress sub-score lands at 35/100.

Net-net, 10601 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.