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ZIP 10601 Foreclosure, Tax-Lien & Distress Report

Westchester County, New York · Distress market

ZIP 10601's composite property-distress score is 29/100 - DLRadar classes that as low for Westchester County, New York. The latent-versus-live split is 63/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100)). Property-level stress concentrates in structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). By contrast, mortgage stress (20/100) and construction/permit lag (16/100) register low.

The peak-phase market in 10601 posted values that rose 4.9% over the year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 10,860 with a median age of 43. There are about 6,539 housing units across 10601. Rent burden reaches 43% of tenant households. About 56% have a four-year degree. Owners hold 38% of homes, renters 62%. 18.7% of residents fall below the poverty threshold. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. At $90,733, median income runs above typical U.S. levels. The typical home is worth about $372,900 (4.4× income). DLRadar's demographic-stress index for the area reads 35/100.

Overall, 10601 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 10601 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 10601's 29/100 can be lined up against any neighbor in Westchester County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 10601 reflects the current record instead of a stale or modeled snapshot.

Each component behind 10601 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For a buyer, 10601 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

29/100
Composite stress
63/100
Structural risk
6/100
Distress activity

ZIP 10601 distress signals, scored

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk96
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 10601 Stress Report snapshot

The live 10601 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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