ZIP 10701 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 10701 (Westchester County, New York) lands at 29/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (63/100), institutional ownership (49/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (16/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (89/100), FEMA disaster exposure (71/100)). On the structural side it scores 63/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, and 13% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $63,310, median income runs below typical U.S. levels. The tenure split is 28% owner-occupied to 72% rented. The ZIP holds roughly 28,513 housing units. About 30% have a four-year degree. 18.2% of residents fall below the poverty threshold. About 70,054 people live here, median age 35. Home values center near $370,400, an affordability ratio of 6.5×. On demographic stress specifically, 10701 scores 46/100. Around 49% of renters are cost-burdened. The vacancy rate is 3.9%.

Net-net, 10701 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 10701 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 10701's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 10701 reflects the current record instead of a stale or modeled snapshot.

10701's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 10701 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.