ZIP 07620 Foreclosure, Tax-Lien & Distress Report
Bergen County, New Jersey · High Vacancy market
Scored purely from public records, 07620 (Bergen County, New Jersey) returns a low composite of 25/100. The pressure is most legible in structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). Structural exposure scores 57 and live distress 2 on the 0–100 scale.
The expansion-phase market in 07620 posted values that rose 5.2% over the year (phase confidence 35/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $250,001, median income runs above typical U.S. levels. Rent burden reaches 14% of tenant households. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. Around 81% of adults hold a bachelor's degree or higher. About 1,503 people live here, median age 50. The tenure split is 93% owner-occupied to 7% rented. On demographic stress specifically, 07620 scores 32/100. The typical home is worth about $2,000,000 (8.0× income, severely stretched). The vacancy rate is 12.8% — elevated. There are about 593 housing units across 07620.
Taken together, 07620 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 07620 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 07620 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 07620 stays directly comparable to neighboring ZIPs and the rest of Bergen County, New Jersey. Nothing here is interpolated — where a source is thin for 07620, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 25/100 figure for 07620 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 07620 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 07620’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 07620 by the numbers
The live 07620 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Bergen County
Related reports across Bergen County, New Jersey
Other reports tied to Bergen County, New Jersey — ZIP, county and statewide.
See every distressed parcel in 07620
See who owns each distressed property in 07620, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology