ZIP 07620 Property Distress & Foreclosure Data

Bergen County, New Jersey's ZIP 07620 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)). On the structural side it scores 59/100, with 2/100 of stress already active.

The expansion-phase market in 07620 posted values that rose 6.0% over the year (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $250,001, median income runs above typical U.S. levels. Around 14% of renters are cost-burdened. The poverty rate is 3.3% — low. Around 81% of adults hold a bachelor's degree or higher. Population is roughly 1,503 with a median age of 50. 93% of housing is owner-occupied. The demographic-stress sub-score lands at 32/100. The typical home is worth about $2,000,000 (8.0× income, severely stretched). The vacancy rate is 12.8% — elevated. The ZIP holds roughly 593 housing units.

On the whole, 07620 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.