ZIP 07010 Property Distress & Foreclosure Data

DLRadar grades ZIP 07010 (Bergen County, New Jersey) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). Property-level stress concentrates in structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. Structural exposure scores 59 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 6.0% year on year, and 34% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $588,200 here, or 6.1 times local income. The tenure split is 50% owner-occupied to 50% rented. About 25,580 people live here, median age 41. Rent burden reaches 44% of tenant households. There are about 11,174 housing units across 07010. On demographic stress specifically, 07010 scores 39/100. Vacancy runs 5.4%. Households earn a median $94,960 — above the roughly $78,000 national figure. Roughly 11.3% live below the poverty line. About 42% have a four-year degree.

Net-net, 07010 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.