ZIP 07010 Foreclosure, Tax-Lien & Distress Report

Bergen County, New Jersey's ZIP 07010 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). What sets it apart are the readings on structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Latent structural risk is 57/100 while live distress already moving reads 2/100.

The market reads expansion — home values rose 5.2% year on year, and 34% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $588,200 (6.1× income). Owners hold 50% of homes, renters 50%. About 25,580 people live here, median age 41. Around 44% of renters are cost-burdened. The ZIP holds roughly 11,174 housing units. On demographic stress specifically, 07010 scores 39/100. Vacancy runs 5.4%. Median household income is $94,960, above the U.S. median near $78,000. Roughly 11.3% live below the poverty line. About 42% have a four-year degree.

Net-net, 07010 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 07010 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 07010 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 07010 shows blanks, not estimates, wherever the record is sparse.

The 25/100 for 07010 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 07010 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.