ZIP 07057 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 07057 (Bergen County, New Jersey) returns a low composite of 25/100. Leading the profile are structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). The split runs 57/100 structural to 2/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)).

The expansion-phase market in 07057 posted values that rose 5.2% over the year, and 23% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $82,422, near the U.S. median near $78,000. The vacancy rate is 4.8%. The poverty rate is 12.1%. Educational attainment sits at 37% bachelor's-or-above. The ZIP holds roughly 4,988 housing units. A median home runs $528,300 here, or 6.0 times local income. Around 37% of renters are cost-burdened. About 11,825 people live here, median age 39. On demographic stress specifically, 07057 scores 39/100. Owners hold 39% of homes, renters 61%.

Net-net, 07057 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 07057 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 07057's 25/100 can be lined up against any neighbor in Bergen County, New Jersey or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 07057 reflects the current record instead of a stale or modeled snapshot.

07057's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 07057 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.