ZIP 07057 Property Distress & Foreclosure Data

Composite property distress in 07057 (Bergen County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 59/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 23% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $82,422, near the U.S. median near $78,000. The vacancy rate is 4.8%. 12.1% of residents fall below the poverty threshold. Educational attainment sits at 37% bachelor's-or-above. The ZIP holds roughly 4,988 housing units. Home values center near $528,300, an affordability ratio of 6.0×. Around 37% of renters are cost-burdened. 11,825 residents call 07057 home, typically aged 39. DLRadar's demographic-stress index for the area reads 39/100. Owners hold 39% of homes, renters 61%.

Overall, 07057 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.