ZIP 07075 Foreclosure, Tax-Lien & Distress Report

ZIP 07075's composite property-distress score is 25/100 - DLRadar classes that as low for Bergen County, New Jersey. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). Structurally it carries 57/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low.

The expansion-phase market in 07075 posted values that rose 5.2% over the year, and 30% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 33% of renters are cost-burdened. 6.5% of residents fall below the poverty threshold. Home values center near $566,200, an affordability ratio of 4.1×. About 10,094 people live here, median age 40. Median household income is $131,412, above the U.S. median near $78,000. Around 54% of adults hold a bachelor's degree or higher. The ZIP holds roughly 3,976 housing units. Owners hold 65% of homes, renters 35%. On demographic stress specifically, 07075 scores 28/100. Vacancy runs 1.7%.

Net-net, 07075 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 07075 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 07075's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 07075 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 figure for 07075 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 07075 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.