ZIP 07075 Property Distress & Foreclosure Data

Composite property distress in 07075 (Bergen County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The latent-versus-live split is 59/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 30% higher over three years (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 33% of renters are cost-burdened. 6.5% of residents fall below the poverty threshold. Home values center near $566,200, an affordability ratio of 4.1×. 10,094 residents call 07075 home, typically aged 40. Median household income is $131,412, above the U.S. median near $78,000. Educational attainment sits at 54% bachelor's-or-above. The ZIP holds roughly 3,976 housing units. Owners hold 65% of homes, renters 35%. DLRadar's demographic-stress index for the area reads 28/100. The vacancy rate is 1.7%.

Overall, 07075 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.