ZIP 07432 Foreclosure, Tax-Lien & Distress Report
Bergen County, New Jersey · Distress market
ZIP 07432's composite property-distress score is 25/100 - DLRadar classes that as low for Bergen County, New Jersey. Latent structural risk is 57/100 while live distress already moving reads 2/100. The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100).
The market reads expansion — home values rose 5.2% year on year, and 31% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
There are about 3,040 housing units across 07432. Owners hold 70% of homes, renters 30%. The demographic-stress sub-score lands at 25/100. Households earn a median $140,063 — above the roughly $78,000 national figure. Vacancy runs 3.6%. The poverty rate is 1.6% — low. Home values center near $607,200, an affordability ratio of 4.2×. Rent burden reaches 24% of tenant households. Population is roughly 6,996 with a median age of 43. Around 55% of adults hold a bachelor's degree or higher.
On balance 07432 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 07432 at the moment; the composite and its components are still built from verifiable public records.
The 07432 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 07432 stays directly comparable to neighboring ZIPs and the rest of Bergen County, New Jersey. The score is rebuilt from public data as it updates, so 07432 reflects the current record instead of a stale or modeled snapshot.
The 25/100 for 07432 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 07432 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 07432’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 07432 Stress Report snapshot
The live 07432 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Bergen County ZIPs near 07432
More distress data near 07432
Other reports tied to Bergen County, New Jersey — ZIP, county and statewide.
The complete 07432 distress and acquisition report
Every distressed parcel in 07432 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology