ZIP 07458 Property Distress & Foreclosure Data

Composite property distress in 07458 (Bergen County, New Jersey) lands at 26/100 — low on DLRadar's public-record scoring. Structural exposure scores 59 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)).

The expansion-phase market in 07458 posted values that rose 6.0% over the year, and 34% higher over three years, at 43/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 4,316 housing units across 07458. Vacancy runs 5.1%. The typical home is worth about $1,188,500 (4.9× income). The demographic-stress sub-score lands at 30/100. 89% of housing is owner-occupied. The poverty rate is 4.5% — low. Rent burden reaches 62% of tenant households. At $244,155, median income runs above typical U.S. levels. Population is roughly 11,712 with a median age of 45. Around 75% of adults hold a bachelor's degree or higher.

On balance 07458 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.