ZIP 07458 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 07458 in Bergen County, New Jersey comes in at 26, a low composite-distress reading. Latent structural risk is 58/100 while live distress already moving reads 2/100. Leading the profile are structural risk (58/100), construction/permit lag (40/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)).

The expansion-phase market in 07458 posted values that rose 5.2% over the year, and 34% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 4,316 housing units. Vacancy runs 5.1%. A median home runs $1,188,500 here, or 4.9 times local income. On demographic stress specifically, 07458 scores 30/100. The tenure split is 89% owner-occupied to 11% rented. The poverty rate is 4.5% — low. Rent burden reaches 62% of tenant households. At $244,155, median income runs above typical U.S. levels. About 11,712 people live here, median age 45. About 75% have a four-year degree.

Overall, 07458 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 07458 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 07458's 26/100 can be lined up against any neighbor in Bergen County, New Jersey or any ZIP coast to coast. Where the record is thin for 07458, the field stays empty rather than modeled, and fills in as new documents post.

07458's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 07458 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.