ZIP 07677 Foreclosure, Tax-Lien & Distress Report

In Bergen County, New Jersey, ZIP 07677 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. Property-level stress concentrates in structural risk (58/100), construction/permit lag (40/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). The latent-versus-live split is 58/100 structural and 2/100 already moving.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 14% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $211,233, above the U.S. median near $78,000. Around 77% of adults hold a bachelor's degree or higher. The poverty rate is 2.1% — low. About 6,097 people live here, median age 45. Rent burden reaches 88% of tenant households. The typical home is worth about $946,400 (4.3× income). On demographic stress specifically, 07677 scores 31/100. Owners hold 89% of homes, renters 11%. Vacancy runs 4.4%. There are about 2,235 housing units across 07677.

Net-net, 07677 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 07677 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 07677's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 07677 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 07677's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 07677 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.