ZIP 07642 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 07642 (Bergen County, New Jersey) at a low 25/100 for overall property distress. The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). Latent structural risk is 57/100 while live distress already moving reads 2/100.

The market reads expansion — home values rose 5.2% year on year, and 29% higher over three years, at 35/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $169,862, median income runs above typical U.S. levels. 3.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 3,602 housing units. Around 62% of adults hold a bachelor's degree or higher. Owners hold 90% of homes, renters 10%. Vacancy runs 2.5%. Home values center near $677,500, an affordability ratio of 3.9× — accessible. Rent burden reaches 54% of tenant households. 10,086 residents call 07642 home, typically aged 42.

Overall, 07642 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 07642 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 07642 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07642 can be compared directly against any other ZIP in Bergen County, New Jersey or nationwide. Nothing here is interpolated — where a source is thin for 07642, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

07642's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 07642 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.