ZIP 07676 Property Distress & Foreclosure Data

ZIP code 07676 in Bergen County, New Jersey carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 59/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100). What sets it apart are the readings on structural risk (59/100), construction/permit lag (45/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 6.0% year on year, and 33% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 94% owner-occupied to 6% rented. Households earn a median $168,922 — above the roughly $78,000 national figure. Vacancy runs 1.4%. Rent burden reaches 0% of tenant households. About 9,276 people live here, median age 46. Roughly 2.5% live below the poverty line, a low share typical of higher-equity areas. A median home runs $664,000 here, or 3.8 times local income. About 59% have a four-year degree. There are about 3,331 housing units across 07676. On demographic stress specifically, 07676 scores 18/100.

Net-net, 07676 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.