ZIP 07450 Foreclosure, Tax-Lien & Distress Report

ZIP code 07450 in Bergen County, New Jersey carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (94/100)). Leading the profile are structural risk (57/100), construction/permit lag (37/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (8/100) stay muted. Structurally it carries 57/100, against 2/100 of stress already in motion.

The market reads expansion — home values rose 5.2% year on year, and 30% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 9,191 housing units across 07450. Vacancy runs 3.8%. About 26,076 people live here, median age 41. On demographic stress specifically, 07450 scores 23/100. Owners hold 84% of homes, renters 16%. Around 81% of adults hold a bachelor's degree or higher. 3.7% of residents fall below the poverty threshold. Households earn a median $217,250 — above the roughly $78,000 national figure. The typical home is worth about $891,200 (4.1× income). Rent burden reaches 34% of tenant households.

Net-net, 07450 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 07450 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 07450 can be compared directly against any other ZIP in Bergen County, New Jersey or nationwide. Where the public record is thin for 07450, the field stays empty rather than modeled, and fills in as new documents post.

The 25/100 for 07450 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 07450 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.