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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 07506 Foreclosure, Tax-Lien & Distress Report

Passaic County, New Jersey · Distress market

Passaic County, New Jersey's ZIP 07506 registers 26/100 composite distress, which DLRadar reads as low. Structural exposure scores 60 and live distress 2 on the 0–100 scale. Leading the profile are structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (90/100)).

The expansion-phase market in 07506 posted values that rose 5.2% over the year, and 27% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 19,472 people live here, median age 42. A median home runs $533,700 here, or 4.2 times local income. The ZIP holds roughly 8,046 housing units. The vacancy rate is 5.2%. Owners hold 68% of homes, renters 32%. 5.1% of residents fall below the poverty threshold. Median household income is $118,093, above the U.S. median near $78,000. Rent burden reaches 28% of tenant households. DLRadar's demographic-stress index for the area reads 28/100. About 45% have a four-year degree.

Net-net, 07506 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 07506 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 07506 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Passaic County, New Jersey and the nation. 07506 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

07506's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 07506 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

26/100
Composite stress
60/100
Structural risk
2/100
Distress activity

What is driving ZIP 07506’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk95
07506 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 07506 Stress Report snapshot

07506 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Every distressed parcel in 07506 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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