ZIP 07421 Foreclosure, Tax-Lien & Distress Report
Passaic County, New Jersey · Distress market
ZIP 07421's composite property-distress score is 25/100 - DLRadar classes that as low for Passaic County, New Jersey. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). Leading the profile are structural risk (57/100), construction/permit lag (49/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Latent structural risk is 57/100 while live distress already moving reads 2/100.
The market reads expansion — home values rose 5.2% year on year, and 35% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Vacancy runs 7.9%. The typical home is worth about $420,000 (2.8× income, relatively affordable). Educational attainment sits at 38% bachelor's-or-above. Median household income is $132,419, above the U.S. median near $78,000. 90% of housing is owner-occupied. There are about 3,076 housing units across 07421. About 7,660 people live here, median age 46. Around 47% of renters are cost-burdened. The poverty rate is 3.1% — low. The demographic-stress sub-score lands at 25/100.
On balance 07421 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 07421 is not published yet -- the ZIP-level readings above remain fully sourced.
The 07421 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 07421 stays directly comparable to neighboring ZIPs and the rest of Passaic County, New Jersey. Every figure is auditable to a public dataset and refreshed as records update; 07421 shows blanks, not estimates, wherever the record is sparse.
The 25/100 figure for 07421 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 07421 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 07421
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
07421 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Passaic County
Nearest ZIP codes to 07421
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Unlock the full ZIP 07421 acquisition report
Pull every distressed parcel in 07421 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology