ZIP 07421 Property Distress & Foreclosure Data

Composite property distress in 07421 (Passaic County, New Jersey) lands at 28/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (84/100). The sharpest non-environmental signals are construction/permit lag (79/100), structural risk (64/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. Structural exposure scores 64 and live distress 2 on the 0–100 scale.

The market reads expansion — home values rose 6.0% year on year, and 35% higher over three years, at 43/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 7.9%. A median home runs $420,000 here, or 2.8 times local income. About 38% have a four-year degree. Households earn a median $132,419 — above the roughly $78,000 national figure. The tenure split is 90% owner-occupied to 10% rented. There are about 3,076 housing units across 07421. About 7,660 people live here, median age 46. Rent burden reaches 47% of tenant households. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 07421 scores 25/100.

Net-net, 07421 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.