ZIP 07456 Property Distress & Foreclosure Data

In Passaic County, New Jersey, ZIP 07456 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100). Its standout signals are construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Structural risk reads 66/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 25% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 2.0%. Home values center near $449,800, an affordability ratio of 3.0× — accessible. Rent burden reaches 54% of tenant households. 2.4% of residents fall below the poverty threshold. There are about 4,252 housing units across 07456. Median household income is $142,529, above the U.S. median near $78,000. 11,600 residents call 07456 home, typically aged 44. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 95% of homes, renters 5%. Educational attainment sits at 50% bachelor's-or-above.

Overall, 07456 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.