ZIP 07456 Foreclosure, Tax-Lien & Distress Report

Passaic County, New Jersey's ZIP 07456 registers 26/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (90/100)). The pressure is most legible in structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Structural risk reads 60/100 against active distress of 2/100.

The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 2.0%. The typical home is worth about $449,800 (3.0× income, relatively affordable). Rent burden reaches 54% of tenant households. Roughly 2.4% live below the poverty line, a low share typical of higher-equity areas. There are about 4,252 housing units across 07456. Median household income is $142,529, above the U.S. median near $78,000. About 11,600 people live here, median age 44. On demographic stress specifically, 07456 scores 24/100. 95% of housing is owner-occupied. Educational attainment sits at 50% bachelor's-or-above.

Net-net, 07456 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 07456 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 07456's 26/100 can be lined up against any neighbor in Passaic County, New Jersey or any ZIP coast to coast. Where the public record is thin for 07456, the field stays empty rather than modeled, and fills in as new documents post.

07456's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 07456 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.