ZIP 07504 Foreclosure, Tax-Lien & Distress Report
Passaic County, New Jersey · Distress market
DLRadar grades ZIP 07504 (Passaic County, New Jersey) at a low 26/100 for overall property distress. Structurally it carries 58/100, against 2/100 of stress already in motion. The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (49/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).
The market reads expansion — home values rose 5.2% year on year, and 19% higher over three years (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The vacancy rate is 3.9%. Rent burden reaches 48% of tenant households. There are about 3,835 housing units across 07504. About 18% have a four-year degree. 38% of housing is owner-occupied. At $67,269, median income runs below typical U.S. levels. About 13,485 people live here, median age 38. The demographic-stress sub-score lands at 44/100. Home values center near $381,600, an affordability ratio of 5.5×. The poverty rate is 18.4% — high, a tax-stress and distress correlate.
On balance 07504 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 07504 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 07504 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 07504, the field stays empty rather than modeled, and fills in as new documents post.
07504's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 07504 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 07504’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 07504 by the numbers
The live 07504 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Passaic County ZIPs near 07504
Nearest ZIP codes to 07504
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Passaic County, New Jersey by ZIP, county and state.
Get the full acquisition report for 07504
Open 07504 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
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