ZIP 07504 Property Distress & Foreclosure Data

ZIP code 07504 in Passaic County, New Jersey carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 66/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 19% higher over three years, at 43/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 3.9%. Rent burden reaches 48% of tenant households. There are about 3,835 housing units across 07504. Educational attainment sits at 18% bachelor's-or-above. Owners hold 38% of homes, renters 62%. Median household income is $67,269, below the U.S. median near $78,000. 13,485 residents call 07504 home, typically aged 38. DLRadar's demographic-stress index for the area reads 44/100. Home values center near $381,600, an affordability ratio of 5.5×. 18.4% of residents fall below the poverty threshold.

Overall, 07504 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.