Passaic County, NJ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Passaic County, New Jersey? DLRadar grades every Passaic County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Passaic County breakdown.
- Passaic County's most distressed ZIP is 07435 at 27/100.
- 33 ZIP codes tracked in Passaic County, averaging 26/100 distress.
- Passaic County reads expansion — home values up 5.2% year over year.
- Vacancy runs 4.6% across Passaic County's tracked ZIPs, with a 11.1% poverty rate.
- The typical Passaic County home is worth about $460,884 against a ~$97,880 median income.
- Lending headwind in Passaic County sits at 54/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 07435 | 27/100 |
| 2 | 07011 | 26/100 |
| 3 | 07012 | 26/100 |
| 4 | 07013 | 26/100 |
| 5 | 07014 | 26/100 |
| 6 | 07055 | 26/100 |
| 7 | 07403 | 26/100 |
| 8 | 07420 | 26/100 |
| 9 | 07421 | 26/100 |
| 10 | 07424 | 26/100 |
| 11 | 07438 | 26/100 |
| 12 | 07442 | 26/100 |
Most distressed ZIP codes in Passaic County (composite distress 0-100, 2026)
What is driving Passaic County distress
Nothing here is estimated: Passaic County is scored from filings alone, and its ZIPs average 26/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Passaic County market phase and pricing
DLRadar places Passaic County in expansion; prices moved up 5.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Passaic County
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Common questions
Which part of Passaic County, NJ scores highest for distress?
ZIP 07435 leads Passaic County at 27/100, recomputed monthly from public records.
Is Passaic County expanding or contracting?
Passaic County is classified expansion with a 5.2% year-over-year increase, following the FHFA House Price Index.
Can the Passaic County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 33 Passaic County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Passaic County ZIP codes?
Averaging the county conceals how uneven it is. Across the Passaic County ZIPs DLRadar ranks, scores run from 27/100 in 07435 down to 26/100 in 07442, against a Passaic County average of 26/100. That 1-point gap is why acquisition targeting in Passaic County works at ZIP level rather than county level.
What do Passaic County home values and vacancy say about distressed supply?
The typical Passaic County home carries about $460,884 of value against a median household income near $97,880. Vacancy across Passaic County's tracked ZIPs runs 4.6% and the poverty rate is 11.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Passaic County's filings and its 54/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.