Passaic County, NJ: Home-Insurance Distress & Forced-Sale Pressure
Passaic County, NJ: 30/100 (moderate) home-insurance distress; Passaic, NJ band LOW; Passaic, NJ #1,586 of 3,222 counties; Passaic, NJ #8 of 21 in New Jersey; raw Passaic, NJ 35.8; Passaic, NJ coverage multiplier 0.85.
FEMA hazard, Passaic, NJ: 0/100; Passaic, NJ declarations, three years: none.
NFIP claims, Passaic, NJ, three years: 101; Passaic, NJ payouts $2,283,512; per Passaic, NJ claim $22,609; Passaic, NJ claim-stress 90/100.
Passaic, NJ monthly score fell, 31 (March 2026) to 30 (October 2026); Passaic, NJ by month: March 31, April 31, May 31, June 31 (Passaic, NJ), July 31, August 31, September 31, October 30.
Passaic, NJ components: NFIP claims 90; Passaic, NJ retreat index 30; Passaic, NJ climate multiplier 0.85.
Construction distress, Passaic, NJ: 49/100 as of August 2026 (Passaic, NJ: 57/100 one-to-four unit, 44/100 multifamily).
Passaic, NJ ZIPs, June 2026 (Passaic, NJ, 16 highest): score 0 (Passaic, NJ), climate 98 (Passaic, NJ): 07436; score 0 (Passaic, NJ), climate 97 (Passaic, NJ): 07009, 07043, 07110; score 0 (Passaic, NJ), climate 95 (Passaic, NJ): 07011, 07012, 07013, 07014, Passaic, NJ 07055, 07403, 07420, 07424, Passaic, NJ 07435, 07442, 07456, 07465.
DLRadar rescores Passaic, NJ monthly; Passaic, NJ readings join Passaic, NJ foreclosure, lien and ownership parcels (Passaic, NJ), so cost-squeezed Passaic, NJ owners surface before listing.
Inside New Jersey, Passaic County ranks 8th of 21 counties for home-insurance distress at 30/100; Monmouth County (31/100) sits just above Passaic County, and Essex County (30/100) sits just below Passaic County.
Deterministic. Every Passaic County, NJ signal traces to a public Passaic dataset (FEMA, NFIP, Census for Passaic, NJ) · how insurance distress works in Passaic, NJ · methodology
FAQ: Passaic County, NJ insurance distress
What is the Passaic County, NJ home-insurance-distress score?
Passaic, NJ: 30/100 (LOW), #1,586 of 3,222, #8 in New Jersey. FEMA hazard, Passaic, NJ: 0/100; NFIP stress, Passaic, NJ: 90/100; construction, Passaic, NJ: 49/100; Passaic, NJ rescores monthly.
Is Passaic County insurance distress getting better or worse (NJ)?
Passaic, NJ: 31 in March 2026; Passaic, NJ: 30 in October 2026 (better); Passaic, NJ NFIP claims score 90.
How many flood-insurance claims has Passaic County, NJ had?
Passaic, NJ: 101 NFIP claims, three years; Passaic, NJ paid $2,283,512; per Passaic, NJ claim $22,609; carriers reprice Passaic, NJ against that record.
Which Passaic County ZIP codes carry the most insurance distress (NJ)?
Passaic, NJ, June 2026: 07436 at 0, 07009 at 0, 07043 at 0, 07110 at 0; Passaic, NJ climate scores there: 98, 97, 97, 97.
Why does Passaic, NJ insurance distress create sellers?
A Passaic, NJ premium outruns the Passaic, NJ budget; a carrier leaves Passaic, NJ; Passaic, NJ carrying cost passes plan; Passaic, NJ owners sell while current; Passaic, NJ insurance distress leads Passaic, NJ foreclosure data.