Passaic County, NJ: Foreclosures, Tax Liens & Distressed Properties

Passaic County, NJ, New Jersey: 33 ZIP codes scored, Passaic County, NJ averaging 26/100 (low, Passaic, NJ), from 21 to 27. Passaic County, NJ is in its expansion phase (Passaic, NJ confidence 35/100): Passaic, NJ home prices up 5.2% (Passaic, NJ) over twelve months. Passaic County, NJ lender headwind: 54/100.

Highest-scoring Passaic County, NJ ZIPs: 07438 (27/100), 07011 (26/100), 07012 (26/100), 07013 (26/100), 07014 (26/100), 07055 (26/100). Also scored in Passaic County, NJ: 07403, 07420, 07424, 07435, 07436, 07442, 07456, 07465, 07470, 07480.

Across Passaic County, NJ's scored ZIPs: median home value $460,884, household income $97,880, 4.6% vacancy, 11.1% poverty, 61% owner-occupied, median age 40.6.

Passaic County, NJ insurance distress 30/100 (#1,586 in the US); FEMA hazard 0/100 for Passaic, NJ; 101 Passaic, NJ NFIP flood claims, $2.3M paid; Passaic, NJ construction distress 49/100.

19 banks with 96 branches lend in Passaic County, NJ; Passaic, NJ weighted bank stress 65/100, highest 89/100 in Passaic, NJ.

Passaic County, NJ unemployment 5.5% (Passaic, NJ -0.5 pts, six months); 656 new housing units permitted in Passaic County, NJ over twelve months, Passaic, NJ up 1% from 647; Passaic, NJ home prices +10.5% a year (Passaic, NJ) over three years.

185,816 housing units in Passaic County, NJ; 83,953 Passaic, NJ renter households; 52% of Passaic, NJ renters spend 30%+ of income on rent, 30% (Passaic, NJ) half or more.

Passaic County, NJ ranks #3,193 nationally on the opportunity index (Passaic, NJ, among all ranked counties); Passaic, NJ scores 20.3/100 and Passaic, NJ sits #21 inside New Jersey. Passaic, NJ is in the weak opportunity phase; Passaic, NJ's primary driver is bank institutional, Passaic, NJ second driver construction; Passaic, NJ moved down 99 places. 23 short-sale listings across Passaic, NJ; 93 days on market observed in Passaic, NJ; 4.0% vacancy over 33 Passaic, NJ ZIPs.

1.1% of Passaic County, NJ mortgages were ninety-plus days late in December 2025; Passaic, NJ's thirty-to-eighty-nine-day share was 1.9% (CFPB county sample). Passaic, NJ's ninety-day rate is up 0.3 points on twelve months earlier; the Passaic, NJ peak since 2008 was 8.5% in February 2012; New Jersey overall reads 0.9%.

Passaic County, NJ has 9 watched banks; 9 Passaic, NJ banks sit in an elevated band. Passaic, NJ footprints: Valley National Bank (17 branches, stress 60) in Passaic, NJ; Columbia Bank (9 branches, stress 82) in Passaic, NJ; Provident Bank (9 branches, stress 54) in Passaic, NJ.

HUD lists 26 assisted multifamily properties in Passaic County, NJ with 1,823 units; 953 Passaic, NJ units are assisted, 7 Passaic, NJ properties under project-based Section 8.

6,880 of the 185,816 housing units in Passaic, NJ sit vacant. Passaic County, NJ permitted 425 multifamily units in twelve months; Passaic, NJ's one-to-four unit structures added 231 units in Passaic County, NJ.