ZIP 07502 Foreclosure, Tax-Lien & Distress Report
Passaic County, New Jersey · High Poverty market
On DLRadar's 0-100 public-record scale, ZIP 07502 in Passaic County, New Jersey comes in at 26, a low composite-distress reading. Structural exposure scores 60 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).
The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 17,488 people live here, median age 33. The vacancy rate is 4.1%. 22.4% of residents fall below the poverty threshold. Around 17% of adults hold a bachelor's degree or higher. 53% of housing is owner-occupied. Around 54% of renters are cost-burdened. Home values center near $375,300, an affordability ratio of 5.1×. The ZIP holds roughly 4,797 housing units. Median household income is $68,649, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 43/100.
Taken together, 07502 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 07502 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 07502 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Passaic County, New Jersey and the nation. Nothing here is interpolated — where a source is thin for 07502, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 26/100 for 07502 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 07502 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 07502’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 07502 Stress Report snapshot
07502 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Passaic County ZIP reports
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Keep going: ZIP, county and state distress coverage for Passaic County, New Jersey.
The complete 07502 distress and acquisition report
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