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ZIP 07502 Foreclosure, Tax-Lien & Distress Report

Passaic County, New Jersey · High Poverty market

On DLRadar's 0-100 public-record scale, ZIP 07502 in Passaic County, New Jersey comes in at 26, a low composite-distress reading. Structural exposure scores 60 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are structural risk (60/100), construction/permit lag (57/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (90/100).

The market reads expansion — home values rose 5.2% year on year, and 25% higher over three years, at 35/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 17,488 people live here, median age 33. The vacancy rate is 4.1%. 22.4% of residents fall below the poverty threshold. Around 17% of adults hold a bachelor's degree or higher. 53% of housing is owner-occupied. Around 54% of renters are cost-burdened. Home values center near $375,300, an affordability ratio of 5.1×. The ZIP holds roughly 4,797 housing units. Median household income is $68,649, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 43/100.

Taken together, 07502 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 07502 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 07502 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Passaic County, New Jersey and the nation. Nothing here is interpolated — where a source is thin for 07502, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 for 07502 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 07502 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

26/100
Composite stress
60/100
Structural risk
2/100
Distress activity

What is driving ZIP 07502’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk95
07502 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 07502 Stress Report snapshot

07502 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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