ZIP 07512 Property Distress & Foreclosure Data

Passaic County, New Jersey's ZIP 07512 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (80/100), structural risk (66/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (90/100)). The latent-versus-live split is 66/100 structural and 2/100 already moving.

The expansion-phase market in 07512 posted values that rose 6.0% over the year, and 24% higher over three years (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 3,980 housing units. The vacancy rate is 2.8%. At $114,177, median income runs above typical U.S. levels. Around 38% of adults hold a bachelor's degree or higher. Population is roughly 10,919 with a median age of 43. The demographic-stress sub-score lands at 26/100. The poverty rate is 3.8% — low. 76% of housing is owner-occupied. Around 13% of renters are cost-burdened. The typical home is worth about $559,300 (4.5× income).

On balance 07512 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.